Posted on Friday, 17th July 2009 by admin

Article Summary:

Find up to the minute information on personal loans. Includes news stories and commentary on the finance market. Provides useful guidance on low rate personal loans and cheap loans from a variety of sources.Current trend in jumbo mortgage rates is that it is now back to normal. By normal, it means that you can now easily find a Jumbo Loan with mortgage rates that are only less than one percent above the conforming mortgage rates.


Article Content:

Mortgage interest rates for Jumbo loans have also gone down in previous week. Due to this decline, the difference between normal mortgage rates and jumbo rates is also reduced. Spread has narrowed so to speak.

During Last year, as we entered the credit crisis, banks were very reluctant to give Jumbo Loans. For those lucky few, who got the loan, the interest rate charged on Jumbo loans was sky high. I know a friend who paid 2.5 percent more than the prevailing interest rate for conforming mortgage rates. jumbo_mortgage_rates

Current trend in jumbo mortgage rates is that it is now back to normal. By normal, it means that you can now easily find a Jumbo Loan with mortgage rates that are only less than one percent above the conforming mortgage rates.

 

For 30-year fixed jumbo loans, the mortgage rate is currently at 6.17 percent. which is dramatically lower than last week’s average of 6.33 percent. Last month (in June 2009), 30-year fixed mortgage rates for jumbo loans was at 6.64 percent.

Average rates on 15-year jumbo mortgage rates are at 5.71 percent.  last week’s average was at 5.92 percent. Last month these rates were stable at 6.50 percent.

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